Personal Loans

Achieve Your Personal Goals Sooner
Thinking of purchasing a new car, going on a holiday, or adding solar panels to your home? A personal loan may be the way to get it done sooner than you thought! What is a personal loan? An unsecured personal loan allows you to borrow an agreed amount of money without an asset as security, subject to individual eligibility. Once the loan has been approved and the funds have been settled, the funds can then go towards anything of your choosing - like renovating your home, consolidate any debts, pay for any personal goods and services, or even put you in that airplane seat on your way to your next vacation!
You will then be required to make repayments towards the amount borrowed, including any interest and fees as set out in your agreement, paid in regular instalments over the agreed loan term until the loan is repaid in full. Most lenders offer unsecured personal loans between $5,000 and $50,000, (subject to your individual eligibility) with loan terms from usually one to seven years. Personal loans are also available for larger amounts with some lenders, however a security will need to be provided for the loan, such as a vehicle or other asset. This is known as a secured personal loan. Some lenders will also allow you to redraw extra funds with variable rate loans if you’re ahead on your repayments, helping in those times of unexpected need. Personal loans can be used for almost anything, however there are a few exclusions. Some of these exclusions are funding Lenders Mortgage Insurance towards a property purchase or going towards a home loan deposit, being used for any business purposes, or being used towards any Illegal activites. If you are thinking a personal loan may help achieve your financial goals sooner, please contact our team directly on the details listed below, or complete the contact form and we will get back to you as soon as we can.

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Construction Loans
Established Home Loans
Fixed Rate Home Loans
Variable Rate Home Loans

Starting A Personal Loan Process

01.
Decide on what the loan is being used for
You will need to state to the lender what the intended purpose of your loan will be, so it helps if you've put some thought into what this will be going towards before you apply.
02.
Work out how much you want to borrow
This could involve getting quotes to complete the works you want done, getting payout figures for debt consolidation, or window shopping to ensure you know what the price is.
03.
Work out what your repayments will be
By entering your proposed loan amount into our calculators, this will generate an approximate monthly repayment figure, allowing you to budget correctly before applying.
04.
Get in contact with our team to get started!
Once you know what your repayments should be and are confident to proceed, we welcome you to contact our team to help get your application underway!

Contact Us directly on

0487 279 952
1300 ZALETA (925 382)
info@zaletafs.com.au
PO Box 142 Jimboomba QLD 4280
Our office hours are Monday - Friday, 8am - 4pm. Our office is unattended outside of these hours, on weekends & public holidays. If you need to reach us urgently outside of these hours, please send a text message to the mobile number above, and we will get back to you as soon as possible. Emails welcome anytime, however responses will likely be during office hours as above. Alternatively, please complete the contact form to email us now.
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Kelly Bowles - The Wandering Broker Mobile: 0487 279 952 Email: info@thewanderingbroker.com.au Post: PO Box 7278 Loganholme QLD 4129 Disclaimer | Privacy Statement © Copyright 2025 The Wandering Broker all rights reserved.
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TWB CO PTY LTD trading as The Wandering Broker Australian Credit Representative Number: 555660 ABN: 97 238 027 627 ACN: 673 504 008 Kelly Bowles, trading as The Wandering Broker, is authorised as a Australian Credit Representative to engage in credit activities on behalf of Vow Financial Pty Ltd ABN 55 138 789 161 (Australian Credit Licence Number 390261).