Calculators

Is Your Dream Home On Your Radar?
When you are considering applying for a new home loan, it can help to have a basic understanding of what is required financially before you can proceed. Being able to access information, such as a guide to what your new repayment amount will be, or what your approximate borrowing capacity is based on what you earn, can all help you plan and budget towards your future home before you even begin the process.
To assist you in this step, I have included some of the most common home loan calculators below as a guide to get you started. You can enter many different scenarios that may apply to your situation (higher or lower deposits etc.) to get a better understanding instantly of what you might be eligible for. Please contact me if you have any questions or would like to know more. * Please note, These calculators have been provided in good faith as a guidance tool only. Results are not financial advice, are a guide only, and are not a guaranteed outcome or quote. Borrowers should always discuss their individual situation with an Australian Credit Licensee or authorised Credit Representative.
Calculators
Borrowing Power
Work out your borrowing power based on your current income and financial commitments
Comparison Rate
Compare different interest rates from different lenders using this comparison rate calculator.
Extra Repayment
Find out how much interest could you save by paying more than the minimum repayment.
Home Loan Offset
Estimate how much interest you can save by utilising a Home Loan Offset Account.
Income Tax Calculator
Calculate your income tax liability based on the ATO's current personal income tax thresholds.
Interest Only Calculator
Calculate what your repayments would be if choosing an interest only loan product
Loan Repayment
Calculate what your monthly, fortnightly or weekly loan repayments would be.
Reverse Mortgage
Calculate how much of your home equity remains over the period of your mortgage.
Savings Calculator
This calculator estimates the total accumulation in a savings account based on a regular deposits
Spilt Loan Calculator
This mortgage calculator helps you work out different options for splitting your home loan.
Stamp Duty Calculator
Calculate costs such as stamp duty, mortgage registration and title transfer fees.

Click Below To See More On...

Construction Loans
Established Home Loans
Fixed Rate Home Loans
Variable Rate Home Loans

Starting the Home Buying Process

01.
Save For A House Deposit Or Ask Family For Help
There are several ways to secure your new home, from actual cash savings to guarantor loans or family gifts. Get in touch with me for more details
02.
Work Out What You Can Afford To Borrow
By entering your income and expenses into my calculators, you can determine your borrowing capacity and eligibility before you even begin your property search.
03.
Research The Market And Find Your Best Rate
As a financial broker, I have the ability to compare hundreds of loan products from over 20 accredited lenders, helping you find the best options that suit your needs.
04.
Start Searching For Your New Home
Now that you know your borrowing capacity and estimated repayments, you can confidently begin searching for your new home, fully aware of your price range.

Contact The Wandering Broker

I'm available in the office Monday to Friday, from 8am to 4pm. Outside of these hours, including weekends and public holidays, my office will be unattended, and my emails will not be monitored. If you need to reach me urgently during this time, please send a text message to the mobile number below, and I'll get back to you as soon as I can.
Preferred Contact Type
contact
Kelly Bowles - The Wandering Broker Mobile: 0487 279 952 Email: info@thewanderingbroker.com.au Post: PO Box 7278 Loganholme QLD 4129 Disclaimer | Privacy Statement © Copyright 2025 The Wandering Broker all rights reserved.
Credit License
TWB CO PTY LTD trading as The Wandering Broker Australian Credit Representative Number: 555660 ABN: 97 238 027 627 ACN: 673 504 008 Kelly Bowles, trading as The Wandering Broker, is authorised as a Australian Credit Representative to engage in credit activities on behalf of Vow Financial Pty Ltd ABN 55 138 789 161 (Australian Credit Licence Number 390261).